Calculator Disclaimer

Educational estimates only

MortgageCalcGrid provides general educational planning tools. Results are generated from information entered by the user and generalized assumptions. They are estimates only and may not be accurate, complete, current, or suitable for a particular person, property, lender, loan program, or transaction.

No lending or professional relationship

MortgageCalcGrid is not a lender, mortgage broker, loan originator, real-estate broker, financial adviser, investment adviser, attorney, tax adviser, insurance producer, appraiser, or credit-reporting agency. We do not accept loan applications, make credit decisions, determine eligibility, or act as a fiduciary. Use of the service does not create a professional, advisory, brokerage, agency, or lender-borrower relationship.

Not an offer, approval, or rate quote

Results are not a loan offer, commitment to lend, preapproval, prequalification, qualification decision, rate lock, interest-rate quote, annual percentage rate disclosure, appraisal, or guarantee of financing. Interest rates shown in the calculators are user-entered planning assumptions unless expressly identified otherwise.

Costs and assumptions can change

Actual interest rates, APRs, payments, taxes, assessments, insurance premiums, mortgage insurance, HOA charges, closing costs, lender fees, title charges, attorney fees, maintenance costs, eligibility standards, home values, appreciation, and loan terms vary and can change. Estimates may omit costs or rules applicable to a particular property or transaction. Projected equity and savings scenarios are hypothetical and are not guaranteed.

Verify before acting

Do not rely on MortgageCalcGrid as the sole basis for a purchase, sale, financing, refinancing, investment, tax, legal, or insurance decision. Confirm all figures with appropriately licensed professionals and review official lender Loan Estimates and Closing Disclosures, property-tax records, title documents, insurance quotes, association documents, and purchase-contract terms before committing to a transaction.

Your responsibility

You are responsible for checking your inputs, reviewing the assumptions displayed by the service, evaluating whether the estimates are appropriate for your circumstances, and obtaining professional advice where needed. To the maximum extent permitted by applicable law, MortgageCalcGrid does not warrant that calculator results or projections will match actual outcomes.

Questions

Questions about this disclaimer may be sent to legal@mortgagecalcgrid.com.